Structuring assets

 
This pyramid model represents the general foundation upon which I base my portfolios to preserve and grow your assets. Not every investor’s pyramid would resemble this one; it provides a framework, not a formula. Each portfolio is highly customized to suit the investor’s individual needs, and every investment is subject to rigorous quantitative and qualitative analysis in context of his or her own circumstances.

Bottom tier — Stable portfolios are based on a solid foundation of conservative investments that provide predictable, long-term capital preservation with some steady growth. Correctly structured, this component requires relatively little adjustment over time.

Middle tier — The “engine” of most portfolios is composed of properly diversified stocks in proven companies that typically provide dividends, as well as investment funds or other managed equity programs such as our exceptional Macquarie Integrated Managed Account (IMA).

A distinguishing strength of my practice is that I will guide you through the “clutter” of managed money alternatives and orchestrate the best combination of fund managers to smooth out returns and reduce volatility, yielding optimal performance. More growth-oriented than the bottom tier of the portfolio pyramid, this middle component involves increased volatility and can be expected to require more proactive management.

Top tier — More aggressive instruments in timely sectors can provide short-term growth momentum regardless of overall market direction. In stronger markets, riskier “high beta” stocks in favoured growth sectors like energy, precious metals and other commodities take direct advantage of the market and economic trends we are seeing today. Absolute return strategies using hedging vehicles — for example, “bear market” Exchange-Traded Funds (ETFs) or protective derivatives — provide returns regardless of market direction. This tier requires a higher degree of maintenance. Yet, when implemented in an integrated fashion with exposure control, it can significantly enhance portfolio performance.

 

Commissions, trailing commissions, management fees/expenses may be associated with mutual fund investments. Read the prospectus before investing. Mutual funds are not guaranteed, their values will change and past performance may not be repeated.