Retirement coaching

During our “retirement coaching” consultations, we will help you address a comprehensive array of financial considerations. In retirement, as in life itself, money isn’t the only thing that matters. This is why I take a holistic approach that considers family, health, lifestyle, and community issues.

It all starts with transitional planning. I conduct a financial check-up, a pension plan assessment, as well as a valuation and analysis of your insurance^† policies and employment retirement package. I review and update your current retirement plan, and show you how to generate more tax-efficient income.

If you are planning for retirement, we discuss your reasons for retiring, your degree of readiness, where you plan to live, what you plan to do, and what you want your retirement to be like.

If you have already retired, we discuss in depth your degree of satisfaction with your current lifestyle and your financial standing.

Estate and tax planning are absolutely essential. If you have not already done so, I will help you establish a Will and Power of Attorney. I will review any health issues that might need to be addressed, and your life expectancy. Family trusts and private foundations are considered, and, if you have a family business, we will discuss its sale or its role in your retirement years.

Legacy planning is an important consideration for many of my clients. Your period of retirement affords you the luxury of planning a legacy that will add meaning to your life and shape the way you wish to be remembered. I will offer guidance about philanthropic practices and charitable giving solutions.

After our review, in concert with your team of legal, estate planning and accounting advisors, I will prepare a preliminary assessment of our findings and recommendations for future action.

^†Insurance products and services are offered by life insurance licensed Advisors through Macquarie Insurance Services Ltd., a wholly owned subsidiary of Macquarie Private Wealth Inc.

The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances.