Retirement

I see retirement as an exciting new stage of life. A fresh start. Today, retirement is less about retiring from work and more about retiring to something you love. Increasingly, people look upon their retirement years as an opportunity for personal growth: a chance to travel, learn and enjoy more leisure time. People often reconnect with their families or seek an enriched role in their communities. For many, retirement is a chance to try a new line of work, launch a business venture, or orchestrate a blend of work and sabbaticals.

In other words, a successful retirement happens when you find something you would love to do and plan things properly so that you can go out and do it.

No matter what stage of retirement planning you’re at — whether you’re just planting the seeds or looking to starting to reap their rewards — I will help you prepare for a fabulous future. I don’t just look at your money: I look at everything that a meaningful life should embrace: family, learning, work, adventure, and a legacy.

It’s a fact that people who feel financially and emotionally prepared tend to be healthier and more optimistic than those who have not made adequate plans. I can provide everything you need to retire in comfort and peace of mind.

Retirement coaching with a holistic approach

During our private coaching consultations, I will help you address a comprehensive array of financial considerations to plan for your retirement years. In retirement, as in life itself, money isn’t the only thing that matters. So, I take a holistic approach that encompasses consideration of family, health, lifestyle, and community issues.

It all starts with transitional planning. I conduct a financial check-up, a pension plan assessment, plus a valuation and analysis of your employment retirement package. I will review and update your current retirement plan, and show you how to generate more tax efficient income.

If you are planning for retirement, we discuss your reasons for retiring, your degree of readiness, where you plan to live, what you plan to do, and what you want your retirement to be like. We offer coaching on budgeting and lifestyle matters.

If you have already retired, we discuss in depth your degree of satisfaction with your current lifestyle and your financial standing.

Estate and tax planning are absolutely essential. If you have not already done so, we will help you establish a Will and Power or Attorney. We will review any health issues that might need to be addressed, and how long you expect to live. Family trusts and private foundations are considered, and, if you have a family business, we will discuss its sale or its role in your retirement years.

Legacy planning is near to many people’s hearts. The period of retirement affords you the luxury of planning a legacy to add meaning to your life and shape the way you wish to be remembered. I will offer guidance about philanthropy and charitable giving.

After our review, in concert with my legal, estate planning, accounting, and investment experts, I prepare a preliminary assessment of my findings and recommendations for future action.

 

The comments contained herein are general in nature and are not intended to be, nor should be construed to be, legal or tax advice to any particular individual. Accordingly, individuals should consult their own tax advisors for advice with respect to the tax consequences to them, having regard to their own particular circumstances.