Our services

Full-spectrum financial leadership

I deliver customized, comprehensive investment guidance, investment portfolio review and planning, detailed reporting and ongoing investment monitoring. My professional advice is combined with transactions and clearing in multiple currencies for equities, fixed income investments, and mutual funds on major stock markets around the world.

After conducting a thorough discovery session through which I learn about you and your circumstances in depth, I create an Investment Policy Statement (IPS), a written document that clearly outlines your financial situation, goals and risk tolerance. This due diligence creates a roadmap that keeps us on track.

I select investments with the aid of sophisticated portfolio construction software based on modern portfolio theory. I also capitalize on the advantages of using professional portfolio managers to maximize the success and cost-effectiveness of your investments. When investing in mutual funds, I select F-class funds, which are fee adjusted so their management expense ratios (MERS) are lower—this ensures you don’t end up paying more than you should.

For my high net worth investors, The Macquarie Integrated Managed Account (IMA) platform provides flexible and unlimited access to the world’s finest money managers. IMA also provides valuable research findings and has no pre-packaged formats we must follow. IMA enables us to create a truly individualized portfolio for you without bias. Fees are completely negotiable and tax deductible.

My wealth strategies include considerations for estate, tax minimization and family succession planning. Financial planning and insurance solutions are areas of specialization for me.

Services offered

Retirement and estate planning

Whether you're just beginning to plan your nest egg or seeking a steady income stream in retirement, I will work with you to create the right plan. I can advise you regarding all registered retirement accounts, including:

• Registered Retirement Savings Plans (RRSP)
• Individual Pension Plans (IPPs)
• Registered Retirement Income Funds (RRIF)
• Locked-In Retirement Accounts (LIRA)
• Locked-In Retirement Income Funds (LRIF)

Wealth protection and estate planning

Insurance^† can help protect your family from the unexpected and maximize your estate for the enjoyment of your heirs. I employ a unique approach to overall wealth management that incorporates your investment plan with wealth preservation and succession planning strategies to ensure that your investment objectives are met and that your estate pays the least possible amount of tax. I can advise you regarding:

• insured tax-deferred investment plans;
• insured non-taxable retirement plans;
• Individual Pension Plans (IPPs);
• business insurance;
• business succession planning;
• insured prescribed annuities;
• segregated funds;
• estate planning;
• estate maximization strategies;
• charitable giving; and
• life insurance and annuities.

Business solutions

The ongoing success of your business is critical to your ability to achieve your personal wealth and business objectives. I can provide assistance with:

• estate planning strategies;
• Individual Pension Plans (IPPs);
• business succession plans; and
• business protection planning.