Design a financial plan

Overview

With a personal approach, we’ll help you to set priorities, achieve your goals and plan for life’s unexpected twists and turns.

Plan to build an income-generating portfolio for a comfortable retirement, provide post secondary education for your children and perhaps grandchildren, consolidate your investments or leave a lasting legacy.

We’ll provide expert services in tax planning, insurance^†, cash flow, and estate planning.

Many Macquarie Private Wealth Investment Advisors specialize in financial planning. Find one in your area.

Plan for retirement

Retirement years last longer today. MPW advisors can help you build an income-generating portfolio to provide the steady cash flow you need. The number of Canadians to live past 100 has soared well into the thousands and is increasing. On average, most of us will spend at least 35 years in retirement—and will be healthy and fit enough to live fully for most of those years.

Retirement is about more than money. Our advisors consider family, health and lifestyle issues, conduct a financial check-up, pension plan assessment and, in some cases, we include a valuation and analysis of your insurance† policies and employment retirement package. We’ll review and update your current retirement plan, and show you how to generate more tax-efficient income.

Many Macquarie Private Wealth Investment Advisors specialize in retirement planning. Find one in your area.

Plan your estate

Estate and tax planning are absolutely essential. If you have not already done so, we will help you establish a Will and Power of Attorney.

Trusts can help you to ensure that your wishes regarding the course of your wealth are honoured — during your life and beyond. If you have a family business, we will discuss its sale, succession or role in your retirement years.

We will connect with your team of legal and accounting experts to ensure you have a cohesive, coordinated estate plan.

Select MPW advisors specialize in trusts and estate planning. Find one in your area.

Introducing Macquarie Smart Income

Bringing clarity to your retirement income options

Millions of Canadians are looking for smart ways to fund retirement beyond federal and provincial pensions. As a result, the market is flooded with income-generating products. Macquarie Smart Income is designed to 
clarify your income options.

Through extensive due diligence, our Smart Income Team filters the options available to a select group of quality investments.

The Smart Income filtering process is based on two core ideas:

Quality. The Smart Income Label helps you quickly identify income yielding investments that meet our stringent quality criteria. Only Macquarie Private Wealth Investment Advisors can tell you which products are truly Smart Income.

Suitability. The Smart Income Rating helps you and your Investment Advisor quickly identify which investments best suit your requirements based on an assessment of yield, liquidity, volatility and complexity.

Learn more

Read our White Paper for insights into the demographic, 
de-leveraging and de-risking themes which are fuelling this demand.

Visit smartIncome.ca for details on how we identify smart income investments.

Read the National Post article on Macquarie Smart Income and how it can help you prepare for the Critical 10 – the five years before and the five years after your retirement date.

The Critical 10

Preparing your portfolio

No stage of the investing lifecycle is more important than the Critical 10, the five years before and after your retirement date. This is the decade when your portfolio must withstand market volatility and be properly balanced with income-generating investments.

The National Post ran an article on October 6, 2012 profiling Macquarie’s Smart Income platform, which helps determine the most appropriate income-generating investments for you, and the wisdom behind the Critical 10. We invite you to read the article here.

Thought leadership of this calibre is just one of many compelling reasons to feel confident investing with Macquarie Private Wealth.

Visit the Critical 10 webpage for more information and contact your Investment Advisor to discuss this topic in depth.